Panama, located at the crossroads of North and South America, is a country of vibrant culture, stunning natural beauty, and rich history. From the modern skyline of Panama City to the pristine beaches of Bocas del Toro and the lush rainforests of the Darien Gap, Panama offers travelers a diverse range of experiences. Explore the engineering marvel of the Panama Canal, wander through the charming streets of Casco Viejo, or embark on an eco-adventure in the remote wilderness of the Chiriquí Highlands. With its warm climate, friendly people, and endless opportunities for adventure, Panama invites visitors to discover its unique blend of old-world charm and modern sophistication.
Ultimate Panama Travel Guide
Destinations
Best time to go
The best time to visit Panama is during the dry season, which runs from mid-December to mid-April. During this time, the weather is generally warm and sunny, with minimal rainfall, making it ideal for outdoor activities and exploring the country’s natural attractions. Keep in mind that December to February is the peak tourist season, so expect larger crowds and higher prices. The wet season, from May to November, brings higher temperatures, increased humidity, and more frequent rainfall, but it also offers lush green landscapes and fewer tourists.
Average Temperature By Month
January: 27°C (81°F)
February: 27°C (81°F)
March: 28°C (82°F)
April: 28°C (82°F)
May: 28°C (82°F)
June: 28°C (82°F)
July: 27°C (81°F)
August: 27°C (81°F)
September: 27°C (81°F)
October: 27°C (81°F)
November: 27°C (81°F)
December: 27°C (81°F)
What To Expect
Time Zone:
Panama operates on Eastern Standard Time (EST) year-round, which is 5 hours behind Coordinated Universal Time (UTC-5). However, Panama does not observe daylight saving time.
Currency:
The official currency of Panama is the Panamanian Balboa (PAB), which is pegged to the US Dollar (USD) at a 1:1 ratio. US dollars are widely accepted throughout the country, and many prices are quoted in dollars. Credit cards are commonly used at hotels, restaurants, and tourist attractions.
Language:
Spanish is the official language of Panama and is spoken by the majority of the population. English is also spoken, particularly in tourist areas and among those working in the tourism industry.
Airport:
Tocumen International Airport (PTY) in Panama City is the main international airport serving Panama. The airport offers connections to other Central American countries, as well as international flights to North America, South America, and Europe.
How To Get Around
Rental Cars: Renting a car is a popular way to explore Panama independently, with well-maintained roads and relatively easy navigation. Several car rental agencies operate at the airport and in major cities.
Taxis: Taxis are readily available in Panama and can be found at airports, hotels, and tourist attractions. Fares are typically metered, but it’s advisable to confirm the fare with the driver before starting your journey.
Public Transportation: Panama has an extensive network of buses that provide transportation between towns and cities. Additionally, water taxis and ferries are commonly used for travel between the mainland and the offshore islands.
Average Temperature By Month:
January: 27°C (81°F)
February: 27°C (81°F)
March: 28°C (82°F)
April: 28°C (82°F)
May: 28°C (82°F)
June: 28°C (82°F)
July: 27°C (81°F)
August: 27°C (81°F)
September: 27°C (81°F)
October: 27°C (81°F)
November: 27°C (81°F)
December: 27°C (81°F)
Plugs:
The standard voltage in Panama is 120 volts AC, with a frequency of 60Hz. The most commonly used plug types are Type A and Type B, with two flat parallel pins. It's advisable to bring a universal adapter if your devices have different plug types.
VPN:
Access to certain websites and online services may be restricted in Panama. Consider using a virtual private network (VPN) to securely access the internet and bypass any censorship restrictions.
Safety:
Panama is generally a safe destination for travelers, but it's essential to take standard precautions to ensure your safety and well-being during your visit. Be mindful of your belongings, particularly in crowded tourist areas and when using public transportation. Avoid walking alone in isolated or poorly lit areas at night, and be cautious when withdrawing money from ATMs. Additionally, follow local laws and regulations, respect cultural customs, and be aware of your surroundings.
Credit Cards and Banks
Credit Cards:
Credit card acceptance in Panama is widespread, especially in urban areas, tourist destinations, hotels, restaurants, and larger shops. Visa and MasterCard are the most commonly accepted cards, followed by American Express and Discover. Contactless payments, including Apple Pay and Google Pay, are also becoming increasingly common.
Debit Cards:
Debit cards are commonly used in Panama for ATM withdrawals and some purchases. Most banks issue debit cards that can be used domestically and internationally. Make sure to inform your bank of your travel plans to avoid any issues with card usage abroad.
ATMs:
ATMs are readily available in cities, towns, and tourist areas throughout Panama, allowing you to withdraw Panamanian Balboas (PAB) or US dollars (USD). Most ATMs accept international cards, but it’s advisable to use ATMs located inside banks or major shopping centers for security. Some ATMs may have withdrawal limits, so plan accordingly.
Currency Exchange:
The official currency of Panama is the Panamanian Balboa (PAB), which is tied to the US dollar (USD) at a 1:1 exchange rate. US dollars are widely accepted and used interchangeably with the Balboa. You can exchange major foreign currencies at banks, currency exchange booths, and some hotels.
Banks:
Major banks in Panama include:
- Banistmo: One of the largest banks in Panama, Banistmo offers a range of banking services including savings accounts, loans, and foreign exchange.
- Banco General: Another prominent bank in Panama, Banco General provides various banking products and services for individuals and businesses.
Traveler’s Checks:
Traveler’s checks are becoming less common worldwide, and their usage is limited in Panama. It’s recommended to carry cash or use alternative payment methods such as credit/debit cards or ATMs for transactions. However, some banks may still offer services for cashing traveler’s checks, albeit with a fee.
Tips for Banking in Panama:
- Notify your bank before traveling to Panama to inform them of your travel plans and avoid any issues with card usage abroad.
- Keep your PIN and card information secure, and be cautious when using ATMs, especially in secluded areas or at night.
- Familiarize yourself with the current exchange rate to ensure fair transactions when exchanging currency.
- Carry small denominations of both Panamanian Balboas and US dollars for smaller purchases, as change may be limited.
By understanding the banking system in Panama, you can ensure a smooth and hassle-free financial experience during your travels in the country.
Locations
Panama
TRAVEL FACTS
US State Dept Travel Advisory
The US Department of State currently recommends US citizens exercise increased caution in Panama due to crime. Some areas have increased risk. Consult its website via the link below for updates to travel advisories and statements on safety, security, local laws, and special circumstances in this country.
https://travel.state.gov/content/travel/en/traveladvisories/traveladvisories.html
Passport/Visa Requirements
For the latest passport and visa requirements for this country, please consult the U.S. State Department’s “Learn About Your Destination” search tool, available through the link below.
US Embassy/Consulate
[507] 317-5000; US Embassy in Panama City, Building 783, Demetrio Basilio Lakas Avenue, Clayton, Panama; Panama-ACS@state.gov; https://pa.usembassy.gov/
LGBTQIA+ Travelers
Telephone Code
507
Local Emergency Phone
Ambulance: 269-9778; Fire: 103; Police 104
Vaccinations
An International Certificate of Vaccination for yellow fever is required for travelers arriving from countries with a risk of yellow fever transmission and for travelers having transited through the airport of a country with risk of yellow fever transmission. See WHO recommendations.
Climate
Tropical maritime; hot, humid, cloudy; prolonged rainy season (May to January), short dry season (January to May)
Currency (Code)
Balboas (PAB)
Electricity/Voltage/Plug Type(s)
120 V / 60 Hz / plug types(s): A, B
Major Languages
Spanish, indigenous languages, Panamanian English Creole, Arabic, French Creole, other (Yiddish, Hebrew, Korean, Japanese)
Major Religions
Roman Catholic 48.6%, Evangelical 30.2%, other 4.7%, agnostic 0.2%, atheist 0.2%
Time Difference
UTC-5 (same time as Washington, DC, during Standard Time)
Potable Water
Opt for bottled water
International Driving Permit
Suggested
Road Driving Side
Right
Tourist Destinations
Panama Canal; Bocas Town; Coiba Island; San Blas Islands; Santa Catalina; Panamanian coral reefs
Major Sports
Baseball, soccer, boxing, basketball
Cultural Practices
It’s traditional to greet people using ‘Buenas’. When shaking hands, don’t use too tight a grip as this can be perceived as slightly aggressive.
Tipping Guidelines
A 10% tip is appropriate at restaurants. Taxi drivers do not expect tips.
Souvenirs
Mola- and embroidered-cloth items, woven baskets, pre-Columbian inspired gold jewelry
Traditional Cuisine
Sancocho de Gallina (Chicken Stew) – chicken, corn, and root vegetables such as ñame, yuca, and otoe, flavored with culantro (an herb similar to cilantro); typically served with a side of white rice
Please visit the following links to find further information about your desired destination.
World Health Organization (WHO) – To learn what vaccines and health precautions to take while visiting your destination.
US State Dept Travel Information – Overall information about foreign travel for US citizens.
To obtain an international driving permit (IDP). Only two organizations in the US issue IDPs:
American Automobile Association (AAA) and American Automobile Touring Alliance (AATA)
How to get help in an emergency?
Contact the nearest US embassy or consulate, or call one of these numbers:
from the US or Canada – 1-888-407-4747 or from Overseas – +1 202-501-4444
Central Intelligence Agency.
The World Factbook.
/the-world-factbook
(May 8, 2024)
