Ultimate Cayman Islands Travel Guide

The Cayman Islands, a British Overseas Territory in the Caribbean Sea, is renowned for its stunning beaches, crystal-clear turquoise waters, and world-class diving and snorkeling sites. Comprising three main islands—Grand Cayman, Cayman Brac, and Little Cayman—the territory offers travelers a paradise of sun, sea, and sand. Explore the vibrant coral reefs, swim with stingrays at Stingray City, or simply relax on the pristine beaches and soak in the laid-back island vibe. With its warm hospitality, diverse marine life, and natural beauty, the Cayman Islands invite visitors to experience the ultimate Caribbean getaway.

Destinations

Best time to go

The best time to visit the Cayman Islands is during the dry season, which runs from December to April. During this time, the weather is typically sunny and dry, with warm temperatures and low humidity, making it ideal for beach vacations and outdoor activities. The hurricane season in the Caribbean lasts from June to November, so travelers should be aware of the possibility of tropical storms during this time.

Average Temperature By Month

January: 23°C to 29°C (73°F to 84°F)

February: 23°C to 29°C (73°F to 84°F)

March: 24°C to 30°C (75°F to 86°F)

April: 25°C to 31°C (77°F to 88°F)

May: 26°C to 32°C (79°F to 90°F)

June: 27°C to 32°C (81°F to 90°F)

July: 27°C to 32°C (81°F to 90°F)

August: 27°C to 32°C (81°F to 90°F)

September: 27°C to 32°C (81°F to 90°F)

October: 26°C to 31°C (79°F to 88°F)

November: 25°C to 30°C (77°F to 86°F)

December: 24°C to 29°C (75°F to 84°F)

What To Expect

Time Zone:

The Cayman Islands operate on Eastern Standard Time (EST) year-round, which is UTC-5:00.

Currency:

The official currency of the Cayman Islands is the Cayman Islands Dollar (KYD), which is pegged to the US Dollar (USD) at a fixed rate. US dollars are widely accepted throughout the islands, and major credit cards are also commonly used at hotels, restaurants, and shops.

Language:

English is the official language of the Cayman Islands and is spoken by the majority of the population. The local dialect may include unique expressions and phrases influenced by Caribbean and British English.

Airport:

Owen Roberts International Airport (GCM) on Grand Cayman is the main gateway to the Cayman Islands. The airport offers connections to other Caribbean destinations, as well as international flights from North America, Europe, and other regions.

How To Get Around

Rental Cars: Renting a car is a popular option for exploring the larger island of Grand Cayman, offering visitors flexibility and independence in their travels. Several car rental agencies operate at the airport and throughout the island, offering a range of vehicles to suit different preferences and budgets.

Taxis: Taxis are readily available on Grand Cayman and are a convenient way to travel around the island, especially for visitors without rental cars. Taxi rates are fixed by the government and are based on specific destinations, so it’s advisable to confirm the fare before starting your journey.

Public Transportation: Public buses operate on Grand Cayman, providing affordable transportation between major towns and tourist areas. However, the bus network is limited, and service may be infrequent, so it’s best suited for travelers with flexible schedules.

Ferries: Inter-island ferries connect Grand Cayman with the sister islands of Cayman Brac and Little Cayman, providing transportation for both residents and tourists. The ferry services offer scenic views of the Caribbean Sea and provide convenient access to each island’s unique attractions and activities.

Average Temperature By Month:

January: 23°C to 29°C (73°F to 84°F)

February: 23°C to 29°C (73°F to 84°F)

March: 24°C to 30°C (75°F to 86°F)

April: 25°C to 31°C (77°F to 88°F)

May: 26°C to 32°C (79°F to 90°F)

June: 27°C to 32°C (81°F to 90°F)

July: 27°C to 32°C (81°F to 90°F)

August: 27°C to 32°C (81°F to 90°F)

September: 27°C to 32°C (81°F to 90°F)

October: 26°C to 31°C (79°F to 88°F)

November: 25°C to 30°C (77°F to 86°F)

December: 24°C to 29°C (75°F to 84°F)

Plugs:

The Cayman Islands use electrical outlets that are compatible with Type A and Type B plugs. Type A plugs have two flat parallel pins, while Type B plugs have two flat parallel pins and a grounding pin. The standard voltage is 120 volts AC, with a frequency of 60Hz.

VPN:

While internet access in the Cayman Islands is generally reliable, using a virtual private network (VPN) can provide added security and privacy, especially when accessing public Wi-Fi networks.

Safety:

The Cayman Islands are considered a safe destination for travelers, with low crime rates and a welcoming local population. However, it's essential to take standard precautions to ensure your safety and well-being while visiting the islands. Be mindful of your belongings, particularly in crowded areas and tourist hotspots, and avoid displaying valuables or carrying large sums of cash. When swimming or participating in water activities, pay attention to local safety warnings and currents, especially during rough sea conditions. Additionally, respect local customs and traditions, and seek guidance from locals or tour operators when exploring remote areas or engaging in adventurous activities.

Credit Cards and Banks

Credit Cards:

Credit card acceptance in the Cayman Islands is widespread, especially in hotels, restaurants, shops, and tourist attractions. Visa and MasterCard are the most commonly accepted cards, followed by American Express and Discover. Contactless payments, including Apple Pay and Google Pay, are also becoming increasingly common.

ATMs:

ATMs are available in major towns and tourist areas throughout the Cayman Islands, allowing you to withdraw Cayman Islands dollars (KYD) or US dollars. George Town, the capital of the Cayman Islands, and popular tourist spots like Seven Mile Beach and Rum Point have a good number of ATMs. However, it’s recommended to carry enough cash for smaller establishments and when visiting more remote areas.

Currency Exchange:

The official currency of the Cayman Islands is the Cayman Islands dollar (KYD), but US dollars are widely accepted and often preferred for transactions, especially in tourist areas. You can exchange major foreign currencies at banks, currency exchange bureaus, and some hotels.

Banks:

Major banks in the Cayman Islands include:

  1. Cayman National Bank: The largest bank in the Cayman Islands, Cayman National Bank offers a range of banking services including savings accounts, loans, and foreign exchange.
  2. Butterfield Bank: Another prominent bank in the Cayman Islands, Butterfield Bank provides various banking products and services for individuals and businesses.

Traveler’s Checks:

Traveler’s checks are becoming less common worldwide, and their usage is limited in the Cayman Islands. It’s recommended to carry cash or use credit/debit cards for transactions. However, some banks may still offer services for cashing traveler’s checks.

Tips for Banking in the Cayman Islands:

  • Notify your bank before traveling to the Cayman Islands to inform them of your travel plans and avoid any issues with card usage abroad.
  • Keep your PIN and card information secure, and be cautious when using ATMs, especially in secluded areas or at night.
  • Carry small denominations of Cayman Islands dollars or US dollars for smaller purchases, as change may be limited.
  • Familiarize yourself with the current exchange rate to ensure fair transactions when exchanging currency.

By understanding the banking system in the Cayman Islands, you can ensure a smooth and hassle-free financial experience during your travels in the territory.

Locations

Cayman Islands

TRAVEL FACTS

US State Dept Travel Advisory

The US Department of State currently recommends US citizens exercise normal precautions in the Cayman Islands.

https://travel.state.gov/content/travel/en/traveladvisories/traveladvisories.html

Passport/Visa Requirements

For the latest passport and visa requirements for this country, please consult the U.S. State Department’s “Learn About Your Destination” search tool, available through the link below.

https://travel.state.gov/content/travel/en/international-travel/International-Travel-Country-Information-Pages.html

US Embassy/Consulate

None (overseas territory of the UK); consular services provided through the US Embassy in Jamaica; US citizens may call US Dept of State (202)-501-4444 for emergencies; alternate contact is the Embassy in Jamaica [1] (876) 702-6000; US Embassy in Kingston, 142 Old Hope Road, Kingston 6, Jamaica, WI

LGBTQIA+ Travelers

https://travel.state.gov/content/travel/en/international-travel/before-you-go/travelers-with-special-considerations.html

Telephone Code

345

Local Emergency Phone

911

Vaccinations

The CDC and WHO recommend the following vaccinations for the Cayman Islands: hepatitis A, hepatitis B, typhoid, rabies, meningitis, polio, measles, mumps and rubella (MMR), Tdap (tetanus, diphtheria and pertussis), chickenpox, shingles, pneumonia, influenza, and COVID-19.

http://www.who.int/

Climate

Tropical marine; warm, rainy summers (May to October) and cool , relatively dry winters (November to April)

Currency (Code)

Caymanian dollars (KYD)

Electricity/Voltage/Plug Type(s)

120 V / 60 Hz / plug types(s): A, B

Plug Type APlug Type B

Major Languages

English, Spanish, Filipino

Major Religions

Protestant, Roman Catholic, Jehovah’s Witness

Time Difference

UTC-5 (same time as Washington, DC, during Standard Time)

Potable Water

Opt for bottled water

International Driving Permit

Suggested

Road Driving Side

Left

Tourist Destinations

Seven Mile Beach; Stingray City; George Town; Atlantis Submarines; Cayman Turtle Centre; Bloody Bay Marine Park

Major Sports

Soccer, rugby, netball

Cultural Practices

Handshakes between men and women are the most common form of greeting. There is a strong emphasis on politeness and modesty.

Tipping Guidelines

Tipping is usually expected everywhere you go to eat or drink. Even though many eating establishments may include a service charge; service staff in restaurants and bars rely on tips for a large portion of their salary.

Souvenirs

Caymanite jewelry and decorative items, black coral and shell jewelry, shipwreck artifacts, handwoven baskets and other woven items, luxury items, rum

Traditional Cuisine

Turtle stew — a stew containing turtle meat, cassava, potatoes, onions, and peppers


Please visit the following links to find further information about your desired destination.

World Health Organization (WHO) – To learn what vaccines and health precautions to take while visiting your destination.

US State Dept Travel Information – Overall information about foreign travel for US citizens.

To obtain an international driving permit (IDP). Only two organizations in the US issue IDPs:
American Automobile Association (AAA) and American Automobile Touring Alliance (AATA)

How to get help in an emergency?
Contact the nearest US embassy or consulate, or call one of these numbers:
from the US or Canada – 1-888-407-4747 or from Overseas – +1 202-501-4444

Central Intelligence Agency.

The World Factbook.

/the-world-factbook

(May 8, 2024)

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